Insurance Machine

Insurers' Looking for Support offer Car Key Innovation That Acts to Jam Teen Driver Cell Phones

December 12, 2008
An automobile ignition key designed to prevent teenagers from talking on cell phones while driving, or sending text messages, has been developed by University of Utah researchers.

It is the inventors' hope that the insurance industry will support this innovative safety technology and see it as being worthy of premium discounts for those that employ it.

As costs increase for both employees and employers there is rising public support for health-care reform. This year health-care costs per capita are expected to reach $7,500, an increase of $800 over the past two years and a figure that is more than double the $3,470-per-person figure in 1993.

Yes you do, and here are good reasons you need life insurance:
If you are a wage earner and someone depends on you, life insurance is a vehicle to protect the financial well being of that individual.

During your lifetime you have certain financial goals. Life insurance is a way to achieve those goals for those you leave behind.

If you are in debt, life insurance is used to protect the person you are indebted to.

If you are a key person in a company, your loss could mean a real financial loss to that company. Life insurance insures that potential loss.

Adjustable life insurance is coverage under which the face value, premiums, and plan of insurance can be changed at the discretion of the policy owner without additional policies being issued:

The face value of the life insurance policy can be increased or decreased. The resultant size of the cash value will depend on the amount of face value and premium.